Affordability calculator
The maximum borrowing shown is for guidance only and may vary depending on your client's circumstances.
If you have any affordability questions regarding Interest-Only products including our RIO mortgages, contact our Mortgage Desk or your BDM.
This calculator is for illustrative purposes only. It is not a mortgage offer or guarantee of receiving a mortgage offer.
![Affordability calculator See how much your clients could borrow](https://cdn-webv14-fbs.appius.co.uk/images/default-source/header-banner-images/bdm-assets-452x214-8044881340_first-to-last-buyer.jpg?sfvrsn=a62465f4_4)
Affordability is calculated using our stress rate for all products except for our fixed rate mortgages with a term of five or more years, and our Family Mortgages.
If you would like to check affordability for a RIO mortgage for a single applicant this can be calculated using interest only and a ten-year term. For a joint RIO mortgage as this is more complex, please call us so that we can help with an affordability for you.